It can be a daunting prosect to speak to a debt adviser for the first time. So we always make a point of being friendly and non-judgemental, as well as professional. We'll run through the details of your financial circunstances, and make clear which options are available to you and the pros and cons of each.

It's always worth taking some time out to make sure you're doing the right thing. Sequestration is a serious business and should not be taken lightly; we are here to support you to make the right decision for you, not tell you what you should be doing.

When you feel comfortable with your decision we will start the process for you. We'll arrange a telephone meeting with you to complete the Debtor's Petition, then we'll finalise it and post you a copy to sign.

From beginning to end, you will always be able to contact your adviser via their mobile phone if you have any questions. We will provide step-by-step instructions on how to take a stress-free route through sequestration.

Although nobody wants to go bankrupt, when you've finally put your debts behind you the relief is immense. The feeling is even better when your monthly payments come to an end. Then you really can feel that you're turning over a new page in your life.